If you’ve got two minutes to spare, that’s how long it will take to receive a decision on your request. If a third-party independent lender can offer you a loan, you’ll be directed to them to complete the process. They may request further supporting documentation from you at this stage, so have your pay stubs, bank statements, proof of address, and ID handy. If all goes according to plan, you will be sent a loan contract. Read the terms and conditions, familiarize yourself with the repayment schedule and then sign it. Once that’s settled, the money will be in your account within 24 hours.
Getting Your Best Payday Loan
Gone are the days where a loan application was a tedious and frustrating experience. Now, applying for a loan takes just a few minutes, and you have the money in your pocket before the end of the next day. There’s no nail-biting, pacing, worrying, and wondering about your loan application outcome. We’ll make sure you get one within two minutes of clicking the “Submit” button! Most of our lenders are pretty speedy with their payouts, too, with most of them paying out on the same day. But just to be safe, we promise a next-day business payout.
Life has a way of presenting unexpected costs, expensive emergencies, the need to study further, can’t-miss deals, and sporadic desires to go on vacation or buy something with a hefty price tag attached. Much the same, life has a way of depleting our finances. Everyday expenses and regular bills mount up, making that much-awaited paycheck seem like a drop in the ocean of the funds you actually want and need. That said, a rough patch, more month than money, and a tight budget isn’t something you just have to accept and live with. If you need cash to get something you really want, pay for a rental bond to ensure you aren’t missing out on that dream apartment, get just enough money to spoil your kid with a birthday cake or pay the repair guy for fixing that weird rattle coming from your car, there’s every reason why you should get it.
Payday Loans Online – Conclusion
Now that you’ve got an understanding of the various types of quick cash loans we offer, how to apply for them and if you qualify, you can quite simply take your pick!
Once your loan is in place, the contract exists between you and the lender. For queries on your loan, it is best to get into direct contact with your lender. Don’t worry – these details will be shared with you in your loan contract.
I Am Self-Employed – How Do I Provide Proof of Income?
It can be hard for self-employed people to prove they can afford a loan. While you won’t have pay stubs to show for it, there are other documents that are considered acceptable forms of income proof. These include:
- Your annual tax returns
- Bank statements (at least three months)
- Official profit and loss statements
How Much Do I Have to Earn to Get a Loan at ?
While each lender has its own stipulation on earnings, most require applicants to generate at least $1,000 in regular monthly income to qualify for a loan.
I Was Previously Deemed Bankrupt – Can I Borrow Money Through Viva Payday Loans?
While it is impossible to get approved for a loan while you are going through bankruptcy, you may be approved for a loan once there has been bankruptcy discharge and you are released from liability. Of course, it varies from lender to lender. Some lenders may accept you, while others may not.